To us, YOU Are The Real MVP
Josiah Diaz has the expertise and experience to find you a loan that fits your financial needs.
Southwest Funding has a large portfolio of products to fit the infinite amount of unique purchase scenarios:
- Conventional Loans
- FHA Loans
- Refinancing Loans
- USDA Loans
- Veteran Home Loans (VA)
- FHA One-Time Close Construction Loan
- Down Payment Assistance
- Mobile and Manufactured Homes
- Foreign National, ITIN, Bank Statement, and more
Conventional loans typically have fixed terms and rates which can have certain advantages over other types of loans like lower future payments through the elimination of Private Mortgage Insurance.
FHA loans can either be offered as fixed or adjustable rate mortgages. These are great options for first time home buyers and individuals with less-than-perfect credit. Because FHA loans are government approved loans, it makes it easier for these groups of people to get approved.
This type of loan is essentially a new mortgage to replace your original mortgage, allowing a better opportunity for lower rates for an existing borrower, cash out opportunities, renovation projects, and more.
These types of loans are zero-down payment options offered to people looking to purchase or refinance in a rural location and are available to anyone who meets minimum credit guidelines.
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members.